We welcome you in our site established by “Vijani Technologies Pvt. Ltd.” and has been created to provide information to our visitors & clients. Once, you get into our site there are certain rules or policies to be followed on either side. This policy covers how Vijani Technologies Private Limited, a company with its office at 403, 4th floor Star Infinity Tower, Sector-14 Kaushambi, Ghaziabad UP 201012 treats personal information that company collects / receives / retains.

This privacy statement is applicable to website of Borrow Tree, or any online application that refers to or links to this Privacy Policy i.e. collectively Our Services. This Privacy Policy applies regardless of whether you use any digital gadget like computer, mobile phone, tablet, or television or any other media or computer resource to access our Services. It is important that you read and understand the Privacy Policy carefully because any time you use our Services, you consent or agree to the practices/ policies that we have set out in this Privacy Policy.

With respect to this, we recognize, respect and protect the personal privacy rights of all our customers thus safeguarding your privacy. The following privacy policy explains how we use and protect the information of our clients.

What information we collect from you:

Our website or we, by any means don’t collect any personally identifiable information from you or from your computer when you browse our site. This means, unless you provide us your personally identifiable information, voluntarily and knowingly, we can’t know your name, email address and other credentials containing your personal data.

What do we automatically collect and store?

We automatically collect some information to give better service to our clients such as IP Addresses; Device ID Information. If you access the Services on a mobile device, we may also collect your device identification number and request access to settings and track location information for similar purposes and to personalize your experience with the Services. We may receive & store some non-identifiable information which is collected passively through different technologies and not used to identify our clients. These will act as a data pool and such information are stored into our database so that these information can help us to track services or help in maintaining records. These information include total number of visitors to the services, number of visitors to each page of our website, domain names of visitors’ Internet Service Providers etc.

What do we do with Cookies?

While operating the services or during visiting of website, we may use cookies, web beacons and similar technologies. A cookie is a piece of information or a type of text file that the computer that hosts our Services gives to your browser when you access the Services. Cookies help provide additional functionality to the Services, customize users’ experiences with the Services and help us analyze Services usage more accurately for research, advertising and marketing purposes. Additionally with cookies, we may use web beacons termed as “clear GIFs” to measure traffic to or from or use of our online forms, tools or content items and related browsing behavior and to improve your experience when using the Services. You can always disable cookies from your browser setting but if cookies are not accepted, there may be some features of our Website that will not be available, and some services may not work or display properly. Websites, those powered by borrow tree or websites where our ads appear may give us access to information about your browsing preferences, which we may use to personalize and enhance your experience. Borrow tree does not store passwords or any other information about a visitor in a Cookie that would identify them, locate them, and determine their preferences or their financial activity.

Use of Your Personal Data and Other Information:

If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For example, we collect personal data from forms, reporting an issue, etc. which we will use to answer your question or to resolve your problem. Also, if you provide Personal Data in order to learn about loan products that may be available to you through third-party lenders or loan originators, we will use your Personal Data to provide you with information on such loan products and lenders.

Marketing Purpose :

We share your information for product pricing may use your Personal Data to communicate with you by email, postal mail, or by text message. We use this data to provide you information regarding application status, loan processing or transactional information relevant to your account. We share opportunities and promotions available through the services or products of our lenders and service providers that we think may be of interest to you. We will share you information through emails only with your consent, which is gathered when you either register for Borrow Tree’s services or sign up for future communications.

How long does Borrow Tree keep personal information collected online?

Borrow Tree may keep records of any information and transactions that a customer enters into or provides in accordance with Borrow Tree’s record retention policies through website or any media. Borrow Tree may still need to keep personal information of customers to ensure that systems reflect your preferences even if a customer has chosen to opt out of allowing Borrow Tree to use that customer's personal information for marketing purposes. Borrow Tree may keep other information about a customer only to the extent necessary to comply with applicable laws and to further legitimate business needs.

Business Transfers

As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, loan transfer, reorganization, dissolution or similar event Personal Data may be part of the transferred assets.

Security.

The security of our clients’ personal information is important to us. We maintain reasonable physical, technical, and administrative security measures to protect and limit access to your personal information from external source or any unauthorized activity. However, no method of transmission over the Internet or electronic storage technology is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security as nothing cannot be full proof over time.

Policy Changes.

The effective date of this Policy is the date provided above. Any updates or changes to the Policy will be posted on this Website with the new effective date of changes. If we make material changes to this Policy, we will notify you by sending you electronic notification of the changes. Please check this Policy each time you use our Website to ensure you are aware of any changes in our practices. Your continued use of this Website constitutes your acceptance of any changes to this Policy. Any clause mentioned herein is subject to change and company is not duly responsible for any loss or bad effect on client end due to policy change as company always updates the client about privacy or any kind of policy modification on top priority.

Telephone communications.

For quality assurance purposes, we and our authorized partners may monitor or record all telephone communications.

Children’s Privacy.

Our Website is not intended for use by children. We do not knowingly collect personal information from children under the age of 18 years. Please contact us if you believe we may have unknowingly collected information about a child under 18. Any kind of activity that can cause harm by any such children can be immediately reported or brought into notice by their parents or by known authority.